Chapter 525: Debt Collection
Chapter 525: Debt Collection
"Don't be afraid. They won't dare to do anything wrong with us here." Yu Haifeng comforted.
"Tell me, what does it mean for you guys to bully an old lady?" Ye Lin said to them.
The leading thug bent over and said, "Comrade police, we didn't bully them, it's just that their son owed us money. His son is dead, so someone has to pay back the money we lent."
"Borrow money? That's just empty talk. Do you have any evidence?"
"Yes, there is a promissory note. Look, I have borrowed it several times." The gangster took out a loan contract. It was actually a formal contract, not just a small promissory note.
The signature below is Jincheng Financial Company.
Ye Lin raised his eyes and glanced at the few people. "Are you from Jincheng Financial Company?"
"Ah, yes, officer, we are all operating legally."
"Legal as hell! How much is the interest on this? Is it legal?" Ye Lin said, pointing at the interest rate on the contract.
The country has regulations. Any amount exceeding that limit is considered usury, and the interest rate here is obviously above that limit.
"Comrade police officer, he said he had an urgent need for the money and that a higher interest rate was fine with him. We had no choice but to lend it to him." The little gangster is quite good at confusing right and wrong.
For this kind of loan, although usury is not supported, the borrowed part must be repaid.
"It's a total of 10, right? How much do you want them to pay back?" Ye Lin asked after taking the contract.
"Well, it's written here." The gangster pointed to the contract.
"How much am I asking you?" Ye Lin raised his voice.
Of course he knew what was written above. The interest for two months would be 2 yuan. Seeing Aunt Zheng like this, he thought he could save as much as he could.
"Well..." The gangster was a little anxious. He realized that Ye Lin wanted to wipe out the interest, but he didn't have the authority to do so.
"Brother, I'm just an errand boy. I can't make the decision." The gangster was really helpless.
"That's easy. Just take us to see the one who made the decision." Yu Haifeng said seriously.
After that, he turned to Aunt Zheng and the others, "Aunt Zheng, we want to know, do you usually give money to your son?"
Aunt Zheng shook her head with a bitter face, "No, he would spend it recklessly if we gave him money, so as long as he doesn't starve to death we won't give him money. Besides, the two of us only have a combined pension of more than 4000 yuan, and we have to pay for medicine, so we only have enough for ourselves."
Yu Haifeng nodded. It seemed that the money Feng Yingcai had received in the past two months was not given by his parents, but was probably borrowed from this financial company.
"Then do you know why he borrowed so much money?"
"I don't know. I haven't contacted him for several months. It was only when I went there yesterday that I found out that he had been murdered. I..." Aunt Zheng choked up as she spoke.
"He was never filial to us when he was alive. I didn't expect that he would leave us such a huge debt after his death. How can we pay it back?" Aunt Zheng said, slapping her thigh.
"Aunt Zheng, let us talk to the financial company on your behalf and see if we can reduce the price. Then we can talk about it later."
"But I can guarantee that they will never dare to come here and cause trouble like this again. You can rest assured about that." Ye Lin comforted the old lady softly.
According to the law, Feng Yingcai's parents are not required to repay his debts, but Feng Yingcai still has a house.
As long as Aunt Zheng still wants this house, legally they will have to inherit Feng Yingcai's debts.
Unless, the debt was signed illegally.
Therefore, he planned to go to the financial company to see what was going on, and also to ask Feng Yingcai why he borrowed the money.
After that, Ye Lin turned to the gangsters and said, "Let's go, take us to find someone who can make the decision."
"Hey, I'll lead the way for you." The gangster walked ahead politely.
In order to prevent the gangsters from escaping, Ye Lin collected their ID cards. The gangsters who had originally planned to drive away alone had no choice but to drive slowly with Ye Lin and the others to Jincheng Financial Company.
This company is located in a building that specializes in office space.
Jincheng Financial Company's office is located on the 16th floor. It is not a large place, and unlike other companies it is not divided into small office areas. Instead, it has a large activity area and two offices.
Apart from a receptionist, there were two or three other people, all dressed like thugs.
Seeing the gangster bringing two strangers in, the people inside started joking, "You bastard, you got another business?"
The hooligans who yelled "dead dog" turned black in the face and immediately scolded: "This is the police, why are you yelling nonsense?"
"Police?" Several people stood up immediately, looking guilty.
"Where is the boss?" asked Dead Dog.
"In the office." The receptionist pointed to an office inside.
"Comrade police officer, wait a moment, I'll go talk to the boss." Dead Dog said with a smile.
"No need, we'll go by ourselves." Yu Haifeng pushed him away and walked straight over.
If other companies were to be more polite, there wouldn't be too many reasons to arrest a loan shark.
Yu Haifeng didn't even knock on the door, he just pushed it open and walked in. He was immediately speechless by the scene in front of him.
A man and a woman were sitting in office chairs and exercising vigorously. They were startled when Yu Haifeng suddenly came in.
"Fuck you, can't you knock on the door? You ruined my good thing and I'm going to kill you." The man pointed at Yu Haifeng and cursed viciously.
"Police! Get this done right now!" Ye Lin simply picked up a bottle of water and threw it over.
When the man heard that it was the police, he immediately cowered and quickly asked the woman to get out. He pulled up his pants and said with a smile, "Comrade police, I don't know what you want from me, but we are a legal company."
"A legal company is doing this in broad daylight?" Ye Lin said calmly.
"Haha, well, I'm in the mood now."
"Let me introduce myself. My name is Jin Cheng, and I'm the boss of this company." The man said as he handed over a business card.
"I wonder what the two officers want to see me about?" Jin Cheng said with a fake smile.
"This, is from your company." Ye Lin threw Feng Yingcai's contract on the table.
Jin Cheng opened it and took a look, and immediately understood a little, "Yes, this is the loan contract that Feng Yingcai signed with us, but he is dead."
"You're going to send people to beat the old man up after he dies?" Ye Lin asked sternly.
Jin Cheng's mouth twitched, and he probably understood why the police came to his door. He had dealt with this kind of thing many times, and he always tried to smooth it over. He had a contract, so he was not afraid.
"Comrade police officer, it is only natural to repay debts. Since the son is dead, his parents must pay the debt on his behalf."
GBP